DISCLAIMER
This website is operated by Oman Investment Bank SAOC, a closed joint stock company registered and licensed in the Sultanate of Oman and regulated by the Central Bank of Oman and Financial Services Authority. This page sets out the terms and conditions related to accessing and using www.oib.om which applies to all visitors accessing this Site (the “Terms”). Before using this Site, you should read the Terms carefully, as well as our Code of Ethics, Privacy Policy and the Cookies Notice. Usage of the phrases ‘you’ or ‘your’ or ‘user(s)’, means you, client or visitor, including any person authorized to act on your behalf. This Site is hosted, managed and operated from the Sultanate of Oman. Therefore, use of this site shall be governed by the applicable laws of the Sultanate of Oman and any products and services are offered only in jurisdictions where and when they may be lawfully offered by the Bank. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us.
Intellectual Property
Intellectual Property
Unless expressly disclaimed on a given page or report, any trademarks, logos, design elements, software, domain names, and material on this Site, which can reasonably be determined as being owned by the Bank, should not be reproduced, modified altered or shared in any way or form without the prior written approval of the Bank. No material on this Site may be modified, reproduced, altered or amended and should not be stored by you in a retrieval system, transmitted in any form, copied, distributed, reproduced or used for creating derivative work or used in any other way for any purpose without the Bank’s prior written approval.
No Warranties and Limitation of Liability
No Warranties and Limitation of Liability
While every care has been taken in preparing the information and materials contained in this Site, such information and materials are provided to you “as is” without a warranty of any kind whether express or implied. In particular, no warranty is given regarding non-infringement, security, accuracy, completeness for a particular purpose from a malfunction or virus. The information and material on this Site are subject to change, without prior notice to you and you should ensure that you discuss any information or material with the Bank directly to stay informed of any updates. Communication and messages sent over the Internet cannot be guaranteed to be completely secure. The Bank will not be held responsible for any damages or losses incurred by you if you receive or send a message to the Bank. Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet.
In no event will the Bank be held liable for any damages, direct or indirect, anticipated or unanticipated, special, incidental, punitive or consequential; or for any losses or expenses arising in connection with this site or any linked site or use thereof, or inability to use by any party; or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure met or otherwise. The Bank shall not be held liable for any inaccuracy, error, or delay in, or omission of any data, information, or message; including the transmission of such data, information or message whether or not this has led to any loss or damage for any reason whatsoever and however arising.
Additional Terms
Additional Terms
Certain sections or pages on this Site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern those sections or pages. The Bank may facilitate your access to third party websites or pages through the Site. However, the Bank is not responsible for the information, privacy content, security and any other aspect of any other websites or pages linked to this site. We strongly recommend that you carefully read the Privacy Notice of the visited website.
